As December draws near, it’s easy to get swept up in holiday plans, but there’s one essential task to remember: using your dental insurance benefits before they expire. Most dental plans operate on a calendar year, and any unused benefits typically don’t carry over to the next year.

Don’t leave money on the table. Schedule your appointment at Greenwood Dental Care in Waukegan, IL today by calling 847-595-5805.

Understand Your Benefits

Before scheduling, review your plan to understand your annual maximum, remaining deductible, and which preventive services are covered, such as:

Plan Your Treatment

If you’ve been delaying dental work, now is the time to schedule an appointment. Start with a check-up to identify any treatments you could complete before year-end. Remember, December is a busy month for dental offices, so book early to secure your spot. Prioritize care in this order:

  1. Preventive services  
  2. Treatments for discomfort  
  3. Procedures requiring multiple visits  
  4. Cosmetic treatments using leftover benefits  

Optimize Multiple Years’ Benefits

For major procedures, consider splitting treatment between December and January to utilize benefits from both years. For example, if you need a crown, starting in December and completing in January can help manage costs.

Maximize FSA & HSA Funds

Don’t forget about FSA or HSA funds, especially if your FSA has a “use it or lose it” rule. These accounts can cover deductibles, co-pays, orthodontics, and other out-of-pocket expenses.

By making the most of your dental benefits, you’re not only saving money but investing in your oral and overall health.

For an appointment in Waukegan, IL, call Greenwood Dental Care today at 847-595-5805 (new patients) or 847-429-3547 (existing patients). You can also request an appointment online.